Naseema McElroy found herself nearly 1 million dollars in debt just a few years removed from college. What is more remarkable though, is that she was able to pay it all off in just over two years. Bonnie Truax, similarly, found herself thousands of dollars in credit card debt at the age of 30. By the age of 43 though, Bonnie had achieved Financial Independence or “FI” as it is most popularly known by its proponents.

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